Quote Me Car Credit is a car finance company that aims to offer finance to people that do not get approved for car finance by the more common lenders.
Our main focus is to secure finance and also to find the right type of required. Poor credit car finance can mean anything from having a late payment on a mobile phone to going bankrupt.
We have a large range of car finance rates that are tailored to your financial situation. We always consider offering car finance for customers with CCJs, Defaults, ex-bankrupts, or young drivers.
Apply now, it may be easier, and quicker than you think!
Car Finance For Ex-bankrupts
Whether its because of a bad credit rating or because you are self employed. Maybe even because you are a member of the armed forces or have no credit history at all, no matter what your situation we are usually able to help.
Car finance for ex-bankrupts, discharged ex-bankrupts and CCJ’s or if you simply have a few defaults can prove challenging for most main dealer finance companies. However Quote Me Car Credit have more than 20 year’s experience in finance. Because of this experience we stand an excellent chance on getting ex-bankrupted people etc passed on finance. Main dealers tend to use main stream finance lenders who will simply have an automated computer system which will just say yes or no. Quote Me Car Credit use finance companies that look at every individual person. They will speak to every customer personally before making a decision. This allows the finance companies that we use to make a more personal and educated decision opposed to an automatic decision made by a computer that a main dealer uses.
What can also help ex-bankrupts to repair their credit history is to apply for car finance with another person. For example a partner or parent as a joint hirer or guarantor. This will strengthen the application significantly. The main applicant still keeps ownership of the vehicle and gets a leg up on the finance ladder. To put it simply two is better than one on a finance application. We get you passed and then buy the best car that fits within your comfortable monthly payment that you give us.
Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance may likely be at a higher rate than prime lenders offer.